What rewards does Aisi Bank Card offer?

Aisi Bank Card offers up to 2% cashback, rewards are paid in AISI Token, reward caps can reach TBD, welcome bonus: $25 referral bonus.

What fees does Aisi Bank Card charge?

Key charges include fee model: Forever Free, FX fee: 0%, inactivity fee: TBD.

Where is Aisi Bank Card available?

Aisi Bank Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Live.

Which assets can you spend with Aisi Bank Card?

Aisi Bank Card supports AISI, USDC, USDT, ETH, and BNB, plus 1 more assets for spending, supported chains include Ethereum, BNB Chain, and Multi-chain.

Aisi Bank Card

Web3 neobank card — IBAN account, crypto wallet & Visa spending, all in one app

Status: Live

Issued by Aisi

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

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Card Overview

Custody Type

custodial

Card Type

Debit Card

Material

Virtual & Plastic

KYC

Standard

The AISI Bank Card is a next-generation Web3 banking card that combines traditional finance with blockchain technology. Issued via licensed banking partners and backed by an EU-registered entity, it gives users access to a dedicated IBAN account, a multi-chain crypto e-wallet, and a Visa debit card — all within a single app. Users can fund their card from both fiat and crypto balances, convert between currencies seamlessly, and spend at millions of merchants globally. AISI token holders unlock premium benefits including enhanced cashback, reduced fees, and early access to new features. The platform is built around the Analyze → Verify → Invest → Trade → Spend lifecycle, integrating AI-driven financial intelligence with real-world payment capabilities.

Pros

IBAN + crypto wallet unified

Visa card virtual & physical

0% fees for token holders

AI-powered financial intelligence

SEPA instant payments

EU-licensed regulated platform

$25 referral bonus

Cons

Still in early access / pre-launch

Fees for non-token holders TBD

Limited country availability at launch

Requires AISI token for premium benefits

Rewards & Staking

Max Cashback

On eligible purchases

Reward Token

AISI Token

Paid out in AISI Token

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap TBD

Payout Frequency N/A

Welcome Bonus $25 referral bonus

Referral Bonus $25 per referral

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

Supported Assets

Chains

Ethereum

BNB Chain

Multi-chain

Tokens

AISI

USDC

USDT

ETH

BNB

BTC

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance Free

Replacement N/A

Physical Card

Material Plastic

Issuance Free

Shipping Free

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Forever Free

FX Fee 0%

ATM Withdrawal N/A

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee TBD

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit N/A

Monthly Spend Limit N/A

ATM Withdrawal Limit N/A

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Contactless

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account Yes

Account Type IBAN

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Available

Funding Options

Bank Transfer

Off Ramp

Available

Off-Ramp Options

Bank Transfer

Stablecoin Offramp

Supported Stablecoins

USDT, USDC

Operations & Support

Support Channels

Support Tier standard

Support Type Email

Hours 24/7

Dedicated Manager No

Response SLA <24 hours

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

188 countries

View country list (188 countries)

AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe

Markets where this card can be used. Hover red regions for the restriction reason.

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Quick Answers

Frequently asked questions about Aisi Bank Card

Direct answers to the questions people ask most before they compare or apply for this card.

Aisi

Aisi is a Web3 banking and investment platform offering virtual and physical crypto cards, IBAN accounts, and an AI-powered DEX. Cards support multi-currency spending and are funded directly from crypto holdings, enabling seamless real-world payments globally.

Review the official legal details for Aisi Bank Card on their website.

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Earn 50 xCURAT points. T&Cs

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