What fees does Bing Card charge?

Key charges include fee model: Forever Free, FX fee: 1% (cross-border), ATM fee: 2.5% (physical card).

Where is Bing Card available?

Bing Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Live.

Which assets can you spend with Bing Card?

supported chains include Bitcoin, Ethereum, Tron, and BNB Chain.

Does Bing Card require KYC or staking?

KYC level: No KYC, staking is not required, custody model: custodial.

Bing Card

Virtual & physical crypto cards with no KYC — spend BTC, ETH, USDT & USDC worldwide

Status: Live

Issued by Bing

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No back image available

platinum

Card Overview

Custody Type

custodial

Card Type

Debit Card

Material

Virtual & Plastic

KYC

No KYC

BingCard is a crypto-funded prepaid debit card platform offering both virtual (Visa/Mastercard) and physical (Visa Platinum) cards. It allows users to spend BTC, ETH, USDT, and USDC at merchants worldwide without traditional banking. Virtual cards require no KYC and are issued instantly with spending limits up to $200,000/month. The physical Platinum card requires full KYC and supports ATM withdrawals. Cards are issued by Bingcard, Inc. (incorporated in Canada) and are available globally except the US and certain restricted regions. Crypto is converted to fiat (USD or HKD) at deposit with zero conversion fee, though a 1% cross-border transaction fee applies when spending in non-base currencies.

Pros

No KYC for virtual cards

No annual fee (Star tier)

3-year card validity

Instant card issuance (within 5 minutes)

Low 1% top-up fee

High spending limits (up to $200K/month)

Global acceptance

PayPal, WeChat Pay, Alipay compatible

Cons

No cashback or rewards

Custodial, funds not convertible back to crypto

Unfavorable USDC-to-USD rate (0.956)

Physical card requires full KYC

High physical card issuance fee ($168)

No IBAN support

No staking rewards or yield

Privacy Policy: https://www.bingcard.com/privacy | Not available to US residents. Subject to AML and regulatory requirements. Issued by Bingcard, Inc. (Canada).

Rewards & Staking

Max Cashback

No cashback rewards

On eligible purchases

Reward Token

N/A

Paid out in N/A

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus N/A

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

Supported Assets

Chains

Bitcoin

Ethereum

Tron

BNB Chain

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance $25 - $40

Replacement N/A

Physical Card

Material Plastic

Issuance $168

Shipping Free

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Forever Free

FX Fee 1% (cross-border)

ATM Withdrawal 2.5% (physical card)

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee None

Top Up Fee 1% (min $10)

Liquidation Fee 0.5% - 2.5% (by tier)

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit Varies by tier

Monthly Spend Limit $50,000 - $200,000

ATM Withdrawal Limit N/A (virtual) / Available (physical)

Free ATM Limit N/A

Max Balance $200,000/month (Star tier)

Min Balance N/A

Top Up Limits $10 minimum

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Available

Funding Options

On-Ramp Fees

On-Ramp: Crypto (BTC, ETH, USDT, USDC) deposited directly to card balance. Off-Ramp: Fiat withdrawal via BingCard panel. Cannot convert balance back to crypto.

Off Ramp

Available

Off-Ramp Options

Card Payout

Off-Ramp Fees

0.5% - 2.5% (by tier)

Operations & Support

Support Channels

Support Tier basic

Support Type Email

Hours 24/7

Dedicated Manager No

Response SLA <24 hours

Geographic Availability

KYC Requirements

No KYC

Email ID

Required

Phone Number

Required

Government ID

Not Required

Home Address

Not Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

188 countries

View country list (188 countries)

AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe

Markets where this card can be used. Hover red regions for the restriction reason.