Coinw Card 
Spend USDT globally at 50M+ merchants in 176 countries
Status: Live
Issued by Coinw
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Card Overview
Custody Type
custodial
Card Type
Debit Card
Material
Virtual & Plastic
KYC
Standard
The CoinW Card is a Visa-based debit card that allows CoinW users to instantly spend USDT holdings. It converts USDT to Fiat (USD) in real-time at the point of sale. It offers both virtual (instant) and physical cards.
Pros
No annual fee
No foreign transaction (FX) fees
No issuance fee (promotional)
Instant virtual card issuance
Supports Apple Pay and Google Pay
No credit check required
Daily spending limit up to $20,000 USDT
Cons
Funds must stay on CoinW (custodial)
No bank withdrawal support (spending only)
Minimum top-up of 30 USDT
2% ATM withdrawal fee
No ongoing cashback on purchases (promotional rewards only)
CoinW Card is primarily a prepaid debit card. Card BIN: CW485 (virtual USD card). Accepts USDT recharge via TRC-20, ERC-20, and BNB Smart Chain networks. Minimum recharge: 30 USDT, maximum single recharge: 10,000 USDT. Average recharge processing time: ~60 seconds. Card is free from freezes per CoinW policy. No bank withdrawal supported — spending card only.
Rewards & Staking
Max Cashback
15 USDT
On eligible purchases
Reward Token
USDT
Paid out in USDT
Staking APY
N/A
On staked assets
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus Up to 15 USDT cashback + 60 USDT trade bonus
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
Supported Assets
Chains
Tokens
Card Options
Virtual Card: Instant digital issuanceVirtual Card
Issuance Free
Replacement N/A
Physical Card
Material Plastic
Issuance Free
Shipping Free
Replacement N/A
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
Fee Structure Forever Free
FX Fee 0%
ATM Withdrawal 2%
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee None
Top Up Fee Free
Liquidation Fee Free
Custody Fee N/A
Usage Limits & requirements
Daily Spend Limit $20,000
Monthly Spend Limit N/A
ATM Withdrawal Limit N/A
Free ATM Limit None
Max Balance N/A
Min Balance $0
Top Up Limits 30 - 10,000 USDT
Technical Features
Integrations
Contactless
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No
Funding & Withdrawals
On Ramp
AvailableFunding Options
Card Payment
Off Ramp
Not AvailableOperations & Support
Support Channels
Support Tier basic
Support Type Email
Hours 24/7
Dedicated Manager No
Response SLA <24 hours
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Geographic Availability
Available
Not available
188
countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Markets where this card can be used. Hover red regions for the restriction reason.
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Direct answers to the questions people ask most before they compare or apply for this card.
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