Redotpay Card 
Spend crypto anywhere — Visa card powered by stablecoins
Status: Live
Issued by Redotpay
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Card Overview
Custody Type
custodial
Card Type
Debit Card
Material
Virtual & Plastic
KYC
Enhanced
RedotPay is a Hong Kong-based blockchain fintech company offering a Visa prepaid crypto debit card that bridges digital assets with everyday spending. Designed for crypto holders globally, RedotPay allows you to spend Bitcoin (BTC), Ethereum (ETH), USDT, and USDC directly at over 130 million Visa-accepting merchants worldwide - Online and in-store. Without manually converting crypto to fiat first.
Pros
No monthly or annual fees
$1,000,000 daily spending limit (among highest in crypto cards)
Available in 100+ countries with broad global acceptance
Apple Pay, Google Pay & Samsung Pay supported
Real-time crypto-to-fiat conversion at point of sale
Supports multiple major assets: BTC, ETH, USDT, USDC
Multi-chain support (ERC20, TRC20, BEP20, Polygon, Solana)
Physical card with ATM withdrawals up to $50,000/month
Telegram Mini-App for easy management
$5 USDT welcome bonus for new users
Referral program earning USDT commissions
Card freeze/unfreeze and real-time alerts via app
PayPal and Alipay compatible
Mandatory KYC ensures security and regulatory compliance
Cons
High physical card issuance fee ($100 one-time)
Virtual card is not free ($10 issuance fee)
No cashback or rewards on spending
1% crypto conversion fee on all transactions
1.2% FX markup on foreign currency spending (~2.2% total for non-default currency)
2% ATM withdrawal fee (3% above $10,000/month)
Custodial wallet — you do not hold private keys
Not available in the US, Canada, China, Russia, or sanctioned countries
$5 welcome bonus cannot be used for card issuance fee
Not accepted on some platforms (e.g., Spotify, OpenAI, Wise)
Card cancellation fee: $5 per card
RedotPay is a Hong Kong-based blockchain fintech. Card issuance is subject to KYC verification (government ID + selfie + proof of address). The $5 USDT welcome bonus is valid for 30 days and can only be used for purchases. Card not available in US, Canada, China, Russia, or OFAC-sanctioned countries. Physical card has a $5 cancellation fee. Card transactions may be declined on some platforms (e.g., Spotify, OpenAI, Wise). Privacy Policy: https://www.redotpay.com/en/privacy/
Rewards & Staking
Max Cashback
None (no cashback program)
On eligible purchases
Reward Token
USDT
Paid out in USDT
Staking APY
N/A
On staked assets
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus $5 USDT welcome bonus (valid 30 days, for purchases only; cannot be used for card issuance fee)
Referral Bonus 0.5 USDT per $1,000 spent by invitee (LV1); scales up with referral level
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
Supported Assets
Chains
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Tokens
Card Options
Virtual Card: $10 one-time issuance fee. For online & contactless payments. Apple Pay, Google Pay & Samsung Pay compatible.Virtual Card
Issuance $10
Replacement $5 (first reissue), $10 (subsequent)
Physical Card
Material Plastic
Issuance $100
Shipping Free
Replacement N/A
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
Fee Structure $10 (virtual) / $100 (physical) One-time
FX Fee 1.2% (on non-default currency transactions)
ATM Withdrawal 2% (3% above $10,000/month); daily limit $3,750; monthly limit $50,000
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee None (no inactivity or maintenance fees)
Top Up Fee Free (no deposit or top-up fees)
Liquidation Fee 1% (crypto-to-fiat conversion fee on all transactions)
Custody Fee None (custodial, no custody fee charged)
Usage Limits & requirements
Daily Spend Limit $1,000,000
Monthly Spend Limit No stated monthly cap (daily limit $1M applies)
ATM Withdrawal Limit $3,750/day (max 3 withdrawals); $50,000/month (max 30 withdrawals)
Free ATM Limit $10,000/month free (2% fee applies above $10,000/month)
Max Balance $100,000 per transaction
Min Balance $0 (no minimum balance required)
Top Up Limits $50 minimum - $25,000 per transaction
Technical Features
Integrations
Contactless
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No
Funding & Withdrawals
On Ramp
AvailableFunding Options
On-Ramp Fees
0
Off Ramp
Not AvailableOperations & Support
Support Channels
Support Tier standard
Support Type Email, In-App Chat, Telegram
Hours 24/7
Dedicated Manager No
Response SLA <24 hours
Geographic Availability
KYC Requirements
EnhancedEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Required
Geographic Availability
Available
Not available
188
countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Markets where this card can be used. Hover red regions for the restriction reason.
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Review the official legal details for Redotpay Card on their website.
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